Additional insured fee

Additional insured fee — A one-time charge added to your rental total when you ask for extra people, organizations, or venues to be listed on the rental company’s insurance policy. This fee covers the administrative work and additional liability exposure involved in preparing and issuing an insurance endorsement that names the third party as covered for the event. It’s commonly requested by parks, churches, schools, event centers, and landlords who require proof that they won’t be held financially responsible if something goes wrong during the rental period. The fee does not buy new insurance for you; it simply extends the company’s existing liability coverage to include that extra named party. Expect the charge to account for paperwork, account setup, and any extra risk assessment — typically a modest additional cost compared with the base rental — and you’ll usually need to provide the exact name and address of the entity to be added and the date(s) of the event so the endorsement can be issued correctly.